Welcome to Valley Credit Union's new website! Please, click here to email us if you need assistance for any reason.

Checking with Interest

You deserve more! Earn 5% APY* on average daily balances up to $10,000. Call 256-381-4800 or visit any location to learn more!

Digital Account Opening

Open a new account in just minutes!

Digital Pay

With secure and convenient Digital Pay, you can make electronic loan payments using a debit card or ACH from another financial institution!

Lost Or Stolen Debit or ATM Card?

Call 800-292-8920

"I have been a member for many years; back when you could only borrow $300.00. Valley Credit Union has been wonderful for me. I have never been turned down, and the credit union keeps excellent records."

Penelope Johnson
Member Since the 1970's

"I don't know what I would do without Valley Credit Union. I can't think of a time that I had a need where they didn't help me. The employees are just like family and have always been polite, courteous, patient, gracious and helpful. I love VCU!"

Deborah Gerelds
Member Since 1984

Our Account Rates

Interest Checking
5.00%APY**
7 Month CD
4.90%APY**
13 Month CD
4.00 %APY**

Branches & ATMs

Valley Credit Union has 6 locations across North Alabama to serve you. Stop by one of our branches or access one of 30,000 CO-OP ATMs nationally.

Our Locations

Locations

  • Tuscumbia

  • Russellville

  • Muscle Shoals

  • Sheffield

  • Cherokee

  • Florence

  • EZ Talk

National Credit Union Administration
Equal Housing Opportunity

2020 Valley Credit Union. All Rights Reserved. Federally insured by the NCUA. *All loans are subject to credit approval. Certain restrictions may apply. *APR is Annual Percentage Rate. **APY is Annual Percentage Yield.

Routing Number: 262277354

Institution NMLS ID# 409924

© 2024 Valley Credit Union. All Rights Reserved.