Business Services

Most customers expect to make purchases electronically, through credit and debit card payments. With merchant processing, you can meet their expectations. These payments are processed quickly and securely with proceeds deposited into your account within 48 hours.

You can decide which cards to accept, including VISA, MasterCard, American Express, and Discover.

Also included in Merchant Processing services are:

• Check Verification

• Check Conversion

• Check Guarantee

• Check Collection

• Comprehensive Monthly Account Statement

For more information, contact Debra Seago at 256-381-4800 or dseago@vcumail.net

We also offer Business Checking with two different options:

Business Regular Checking

This is our basic business checking account.

• Exemption from monthly service charges if age 65 or above, use EStatements, or maintain an average daily aggregate deposit balance of $2,500 or above.

Business Preferred Checking

This account provides a competitive money market interest with only a $2,500 minimum balance.

• Exemption from monthly service charges if age 65 or above, use EStatements, or maintain an average daily aggregate deposit balance of $2,500 or above.