Certificates (CD)

With a minimum deposit of $500, you can earn some of the highest interest rates Valley Credit Union offers. Options range from 90 days to 60 months, with penalties for early withdrawal. For all accounts, the amount of the early withdrawal penalty is based on the term of your account. The penalty for terms of 90 days to less than 1 year is 90 days dividends. The penalty for terms of greater than or equal to 1 year is 180 days dividends.