Credit Cards

The Valley Credit Union VISA Credit Card offers the benefits of no annual fee, a low interest rate, and a 25-day grace period for new purchases that will help you save even more. We offer a VISA Classic or VISA Gold Card.

The current VISA rates are:

VISA Classic Credit Card - 12.60% APR

VISA Gold Credit Card - 10.88% APR

Credit Card Account holders may request a copy of their current Credit Card Agreement by calling 256-381-4800 or by e-mail at valleycu@vcumail.net. Please note: If you elect to e-mail the Credit Union to request your copy of your agreement, do NOT place any personally identifiable information (such as your credit card account number) in your e-mail.

Valley Credit Union has partnered with eZCardInfo to provide a convenient and easy way to manage your Valley Credit Union VISA Credit Card. Simply register your card at www.eZCardInfo.com and you will be able to view account balances, available credit, recent transactions, and past statements. In addition, you will be able to make payments online and receive email notifications for different conditions or events on your account. Depending on the financial software you are using, you may also be able to download your credit card account data.

Credit Card Agreement