Welcome to Valley Credit Union's website! Please, click here to email us if you need assistance for any reason.
"I have been a member for many years; back when you could only borrow $300.00. Valley Credit Union has been wonderful for me. I have never been turned down, and the credit union keeps excellent records."
"I don't know what I would do without Valley Credit Union. I can't think of a time that I had a need where they didn't help me. The employees are just like family and have always been polite, courteous, patient, gracious and helpful. I love VCU!"
Valley Credit Union has 7 locations across North Alabama to serve you. Stop by one of our branches or access one of 30,000 CO-OP ATMs nationally.
Our Locations
Life Happens!
We understand that overdrafts occur from time to time. Click below to learn more about our overdraft options.
Tuscumbia
Russellville
Muscle Shoals
Sheffield
Cherokee
Florence
Killen
EZ Talk
2025 Valley Credit Union. All Rights Reserved. Federally insured by the NCUA. *All loans are subject to credit approval. Certain restrictions may apply. *APR is Annual Percentage Rate. **APY is Annual Percentage Yield.
Routing Number: 262277354
Institution NMLS ID# 409924
© 2026 Valley Credit Union. All Rights Reserved.
