Welcome to Valley Credit Union's website! Please, click here to email us if you need assistance for any reason.

Auto Loan Calculator

Calculate your monthly auto payment and see how term, interest rate and credit score change the result. Use an auto loan calculator to determine the best fit with your budget.

Apply for a Loan Online

Apply for a Credit Card, Personal Loan or Vehicle Loan at your convenience. Log in to VCU@Home to fill out an application today!

Rates

Join the VCU Family

At Valley Credit Union you are more than a member, you are family. Join the VCU family today by opening a Share Account at any branch location.

Find an ATM Near You

Valley Credit Union is proud to be a participant in the CO-OP network. CO-OP's nearly 30,000 ATMS and 5,000+ shared branches means you have more direct, surcharge-free access to your money than most traditional bank customers do. To view a listing of all CO-OP's locations please click the link below.

Find ATMs

Sign Up For TruStage Today!

TruStage offers insurance for your life, your auto, and home. Their products and programs are designed for credit union members. You deserve competitive rates, helpful guidance, and simple, straightforward insurance brought to you by your credit union.

Sign Up Now

Locations

  • Tuscumbia

  • Russellville

  • Muscle Shoals

  • Sheffield

  • Cherokee

  • Florence

  • EZ Talk

National Credit Union Administration
Equal Housing Opportunity

2024 Valley Credit Union. All Rights Reserved. Federally insured by the NCUA. *All loans are subject to credit approval. Certain restrictions may apply. *APR is Annual Percentage Rate. **APY is Annual Percentage Yield.

Routing Number: 262277354

Institution NMLS ID# 409924

Facebook

© 2024 Valley Credit Union. All Rights Reserved.