Checking & Debit Card

• Earn competitive dividends on your entire balance:

  • 5.00% APY¹  on average daily balances up to $10,000

• No monthly service fee

• Free Mobile Banking and Remote Deposit Capture

• Free telephone banking

• Free Visa®  debit card with account opening

• No minimum deposit to open

Interest Qualifications

Enrollments must be in place and all the following transactions and activities must post and settle to your Interest Checking account during each Monthly Qualification Cycle. "Monthly Qualification Cycle" refers to the period beginning the first day of the current statement cycle through the last day of the current statement cycle (the first through the last day of the calendar month).

• At least one direct deposit, or ACH payment transaction (applies to your Interest Checking account only)

• At least 12 debit card purchases (ATM transactions excluded)¹

• One Home Banking login

And if you don’t meet these qualifications, don’t worry — your account is still free. And you can get right back to earning your full interest the very next cycle that you qualify.

Available to personal accounts only.

Only one (1) Interest Checking account per Taxpayer Identification Number.

Additional fees may be incurred for the following items: check orders, Overdraft Privilege fees, Returned Item fees, Insufficient Funds fees, Transfer fee, Statement Copy fees (other fees may apply). Imposition of these fees may result in reduced earnings on your account.

¹ APY=Annual Percentage Yield. APYs accurate as of December 1, 2022. The interest rate and the APY may change daily after account is opened based on the determination of the credit union board of directors. No minimum deposit to open. If qualifications are met each Monthly Qualification Cycle, balances up to $10,000.00 receive an APY of 5.00%;. Qualifying transactions must post to and settle account during Monthly Qualification Cycle. Transactions may take one (1) or more banking days from the date transaction was made to post to and settle an account. Transfers between accounts do not count as qualifying transactions. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" is the same as monthly statement cycle. Fees may reduce earnings. Only one (1) Interest Checking account per Taxpayer Identification Number. 

A posted transaction occurs when funds are actually withdrawn from the account. Posted debit purchases may vary by merchant; therefore, we have no control over these delays. Reversed debit card purchases will not count toward the required total. Debit card transactions processed by merchants and received as ATM transactions do not count towards qualifying debit card transactions. Only debit card transactions processed by merchants and received as POS transactions count towards qualifying debit card transactions.