Saving Accounts

Share Account

Valley Credit Union’s basic savings account is the key to credit union membership. Deposit as little as $25 into a share account, and you become a member of Valley Credit Union. You will receive quarterly dividends and gain access to the other convenient products and services offered by Valley Credit Union.

Certificate of Deposit (CD)

With a minimum deposit of $500, you can earn some of the highest interest rates Valley Credit Union offers. Options range from 90 days to 60 months, with penalties for early withdrawal.

Daily Money Market

The Daily Money Market Account provides the high dividends of a Certificate of Deposit, yet also gives you convenient access with no withdrawal penalties. With a minimum balance of $2,500, you will earn competitive monthly dividends.

Christmas Club

Save for Christmas all through the year with quarterly dividends and no minimum balance. This account is a great way to ensure that your holiday season is full of cheer.

Individual Retirement Account (IRA)

With most members gaining tax advantages along with the high dividends IRAs can earn, a IRA club or certificate IRA will help provide the means to a secure retirement. For added protection, Valley Credit Union IRAs are insured separately by the National Credit Union Administration for up to $250,000.