Welcome to Valley Credit Union's website! Please, click here to email us if you need assistance for any reason.

Mobile & Online Banking

Mobile App

Our VCU Mobile App is designed specifically for use on smartphones, including iPhone, Android, and Blackberry phones.  It gives you access to features such as:

  • Lock/Unlock Debit Card

  • Transfer funds or withdraw by check

  • View account balances, transaction history, and pending transactions

  • Create and update alerts

  • Access VCU Visa Credit Card information and more through EZ Card Info

  • Email Valley Credit Union

  • Access the Valley Credit Union website

  • See Branch locations

VCU@Home

With our identity verification security feature, you’re being protected 24/7. Whether you're conducting financial transactions online or out fishing (not to be confused with phishing), you can rest easy knowing we’re always looking out for you.

Online Bill Pay — It's FREE!

Online Bill Pay provides an easy way to pay your bills without the hassle of writing checks or finding the right amount of postage. You can make payments to anyone nationwide. The system is simple and intuitive. To get started, register for VCU@Home and click on the Online Bill Pay feature.

Apply for a Loan Online

Apply for a Credit Card, Personal Loan or Vehicle Loan at your convenience. Log in to VCU@Home to fill out an application today!

E-Statements

Your account statements are delivered to you electronically! Login to VCU@Home , our online branch, to automatically enroll in e-Statements. A great advantage to e-Statements is exemption from monthly draft service charges.


When accessing by mobile device you may be subject to your carrier’s rates and fees.

Join the VCU Family

At Valley Credit Union you are more than a member, you are family. Join the VCU family today by opening a Share Account at any branch location.

Find an ATM Near You

Valley Credit Union is proud to be a participant in the CO-OP network. CO-OP's nearly 30,000 ATMS and 5,000+ shared branches means you have more direct, surcharge-free access to your money than most traditional bank customers do. To view a listing of all CO-OP's locations please click the link below.

Find ATMs

Sign Up For TruStage Today!

TruStage offers insurance for your life, your auto, and home. Their products and programs are designed for credit union members. You deserve competitive rates, helpful guidance, and simple, straightforward insurance brought to you by your credit union.

Sign Up Now

Locations

  • Tuscumbia

  • Russellville

  • Muscle Shoals

  • Sheffield

  • Cherokee

  • Florence

  • EZ Talk

National Credit Union Administration
Equal Housing Opportunity

2024 Valley Credit Union. All Rights Reserved. Federally insured by the NCUA. *All loans are subject to credit approval. Certain restrictions may apply. *APR is Annual Percentage Rate. **APY is Annual Percentage Yield.

Routing Number: 262277354

Institution NMLS ID# 409924

© 2024 Valley Credit Union. All Rights Reserved.