Welcome to Valley Credit Union's website! Please, click here to email us if you need assistance for any reason.

Home Equity Loans

Home Equity Lines of Credit could be an option which would allow financial relief for you and your family. These loans allow you to use the current equity in your home and can be used for home improvements, education expenses or other needs. You decide what to spend your money on and best of all the interest that you pay may even be tax deductible. We would love to discuss your needs and find the loan that works for you today.

Please call 256-381-4800 or come by one of our offices today to discuss your options.

Loans & Credit Cards

Join the VCU Family

At Valley Credit Union you are more than a member, you are family. Join the VCU family today by opening a Share Account at any branch location.

Find an ATM Near You

Valley Credit Union is proud to be a participant in the CO-OP network. CO-OP's nearly 30,000 ATMS and 5,000+ shared branches means you have more direct, surcharge-free access to your money than most traditional bank customers do. To view a listing of all CO-OP's locations please click the link below.

Find ATMs

Sign Up For TruStage Today!

TruStage offers insurance for your life, your auto, and home. Their products and programs are designed for credit union members. You deserve competitive rates, helpful guidance, and simple, straightforward insurance brought to you by your credit union.

Sign Up Now

Locations

  • Tuscumbia

  • Russellville

  • Muscle Shoals

  • Sheffield

  • Cherokee

  • Florence

  • EZ Talk

National Credit Union Administration
Equal Housing Opportunity

2024 Valley Credit Union. All Rights Reserved. Federally insured by the NCUA. *All loans are subject to credit approval. Certain restrictions may apply. *APR is Annual Percentage Rate. **APY is Annual Percentage Yield.

Routing Number: 262277354

Institution NMLS ID# 409924

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© 2024 Valley Credit Union. All Rights Reserved.